“Everybody Deserves a Fresh Start.”

- Attorney Mark L. Miller

Contact Us or Call (303) 745-3405 • Free Consultations

Practice Areas of a Trusted Bankruptcy
Lawyer in Colorado

Turn to Law Offices of Mark L. Miller in Aurora, CO if you need professionals to help you in understanding and filing for bankruptcy. Our team has genuine concern for your financial welfare. You can expect us to go the extra mile to help you overcome the challenging situation you are in.

Mark L. Miller is dedicated to handling any consumer bankruptcy matter. He always aims to provide proficient, effective, and personalized service to all the people we serve.

As a firm, we know how it feels to deal with the stress brought about by financial difficulties. Most individuals facing bankruptcy worry about the same things and ask similar questions, including:

  • How can I stop the harassing and embarrassing phone calls from creditors?
  • Will I lose my house?
  • Will I lose my car?
  • What if I owe back taxes to the IRS?
  • What if I am behind in child support payments?
  • What if I am behind in my student loans?
  • How do I know whether Chapter 7 or Chapter 13 is better for me?
  • How long will it take to clean up my credit rating?
  • What if I’ve already filed for personal bankruptcy? May I file again?
  • Will I have to give up everything I own to pay my debts?
  • Do people go to jail for bankruptcy?
  • Will I ever be able to buy another house? Get credit cards? Buy another car?
  • How quickly can I get back to normal?

We aim to provide clients with answers to their tough questions about bankruptcy, help them keep their homes, and find a debt relief option that is right for them. Our approach to personal bankruptcy is grounded in the belief that everybody deserves a chance to restart with clean financial slate.

Learn About Chapter 7 and 13 Bankruptcy

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is one of the options available to individuals. It is called “liquidation” bankruptcy because some of the debtor’s property is “liquidated” or sold to pay down his or her debt.

Chapter 13 Bankruptcy

Chapter 13 is also known as “reorganization” bankruptcy or “wage earner” bankruptcy. It allows people with a regular source of income to work out repayment plans for
their debts.

Understanding Bankruptcy and Foreclosure

Can Bankruptcy Save Your House?

When a mortgage holder falls behind on payments, lenders are often quick to act. Within a matter of two months of missed mortgage payments, homeowners may find themselves facing foreclosure.

When an individual files for Chapter 7 or Chapter 13 bankruptcy, an “automatic stay” stops creditor collections immediately, including those of mortgage lenders. If a home is already scheduled to be sold in foreclosure after filing for bankruptcy, the sale can be postponed for up to three or four months.

Chapter 13 Bankruptcy and Foreclosure

Chapter 13 bankruptcy involves reorganizing debts and repaying them over a three- or five-year plan. Your arrears can be part of your repayment plan. If a debtor is able to make all the remaining payments for the duration of the repayment plan, he or she can
avoid foreclosure.

File Soon to
Keep Your Home

If you are trying to stop foreclosure through Chapter 13 bankruptcy, it is essential to act quickly. You will need to file for bankruptcy before the foreclosure sale date to save your home.

Contact Us

If you want to learn more about debt liquidation, debt reorganization, garnishments, foreclosure, credit card debt, and other issues related to personal bankruptcy, call us at (303) 745-3405. Please contact us to schedule a consultation.